Alaska Insurance

Direction: In his new contract with the United Auto Workers Union, the Ford Motor Company and General Motors Corporation have agreed on a new type of test useful to cover costs of medical care non-custodial would allow workers or Retired , Whose health is seriously affected life at home.

In his new contract with the United Auto Workers Union, the Ford Motor Company and General Motors Corporation have agreed on a new type of test useful to cover costs of medical care non-custodial would allow employees or retirees, whose health greatly affects life at home.

This money long-term care - as one of the leading employers funded by the programme of its kind - to help the disabled by Alzheimer’s disease, for example, or a spine or other major damage, but should not always medical treatment.

The new pilot of the Programm”wird severely affected, which in carrying out the work for them, it is difficult to daily activities as eating, bathing, washing, cleaning, housewife, labor, transport ,’’said the Union as a summary of the new contracts.

U.A.W. Some members at General Motors, by an overwhelming majority to ratify the treaty as a whole, the European Union announced last Sunday. The contract with Ford, was tabled on 30 September. “Independence” Gestresste

In recent years, there has been an effort to find alternatives to the less expensive hospitals or nursing homes. For example, a small but growing number of employers, like Ford and General Motors have begun to pay the hospice, care of the terminally ill. The new pilot programme would be a step even further.

”The focus will be on the conservation of the person, independence as long as possible,”William S. Hoffmann, director of the UAW and benefits department, said in a telephone interview from Detroit.

Although U.A.W. Officials say that the program is first and foremost a few active workers or retirees and their families, workers have experts believe that the experience could be a model for other employers and could affect public order.

”It is clearly an important step forward for others,’’said Robert B. Friedland, a health economist is to conduct a study on the long-term supply in personnel Benefit Research Institute, a for-profit, independent organization of research Washington. “Invaluable Experiment”

Anthony J. Gajda, an expert in health care long term in the Meidinger-Mercer-Hansen, a council, what is known Programme”ein pilot project of inestimable value.”

Americans spend $ 48 billion a year by their own government and money in health centres and other forms of care schemes, “said Friedland. Fifteen million Americans require another person to assist in their daily lives, he said, and an additional 1.5 million of them are in care centres.

Some employers, including the State of Alaska and Aetna Life and Casualty Company announced that representatives of workers, similar assurances - but the burden on workers. However, a federal advisory committee recently proposed tax breaks and other incentives for the private employer to obtain such insurance, an idea that the Secretary of Health and Human Services, Mr. Otis R. Bowen, approved last year.

The main provisions of the contracts automatically three years to improve job security and wage increases moderate. At Ford, wages and social benefits is estimated at $ 4.24 over a period of three years on the current average hourly wage of $ 27.12, said an industry analyst. The package of G.M. is similar.

Health care currently about 12 percent of auto companies’ labour costs. For the cost of such treatment runs about $ 300-a-car, said F. Scott Merlis, an analyst at Morgan Stanley & Company. Minimum mentioned Increases

Increases in the Ford agreement for all types of health care have been minimal”,” said Thomas E. Foote, a spokesman for the company. Mr. Merlis estimated that additional costs of health care in the average workers pay Ford hourly wage total of 51 cents over three years Treaty.